/* ============================================================================
   ASSURANCES PARADIS — Feuille de style
   Palette inspirée de actaterrasi.be (bleu marine / bleu cyan / blanc-gris)
   et du logo fourni (dégradé navy -> cyan électrique).
   ============================================================================ */

:root {
  --navy-950: #071427;
  --navy-900: #0b2545;
  --navy-800: #123463;
  --navy-700: #1a4a86;
  --cyan-500: #12a8e8;
  --cyan-400: #39c2f5;
  --cyan-100: #e3f6fd;
  --green-500: #17a34a;
  --green-100: #e7f7ed;
  --gray-50: #f6f9fb;
  --gray-100: #eef2f6;
  --gray-200: #dfe7ee;
  --gray-400: #94a3b8;
  --gray-600: #556074;
  --gray-900: #101828;
  --white: #ffffff;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 2px 10px rgba(11, 37, 69, 0.06);
  --shadow-md: 0 12px 32px rgba(11, 37, 69, 0.12);
  --shadow-lg: 0 24px 60px rgba(11, 37, 69, 0.18);
  --font-sans: "Inter", "Segoe UI", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul { list-style: none; margin: 0; padding: 0; }
svg { width: 100%; height: 100%; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }

.container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.eyebrow {
  display: inline-block; font-size: 13px; font-weight: 700; letter-spacing: 0.06em;
  text-transform: uppercase; color: var(--cyan-500); margin-bottom: 10px;
}
section { padding: 88px 0; }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head h2 { font-size: clamp(28px, 3.4vw, 40px); color: var(--navy-900); margin: 0 0 14px; }
.section-head p { color: var(--gray-600); font-size: 17px; margin: 0; }
.bg-tint { background: var(--gray-50); }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.revealed { opacity: 1; transform: translateY(0); }

/* ------------------------------- BUTTONS --------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 26px; border-radius: 999px; font-weight: 600; font-size: 15px;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
  white-space: nowrap;
}
.btn-primary { background: linear-gradient(135deg, var(--cyan-500), var(--navy-800)); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-outline { border: 1.5px solid var(--navy-900); color: var(--navy-900); }
.btn-outline:hover { background: var(--navy-900); color: #fff; }
.btn-ghost { color: var(--navy-900); }
.btn-sm { padding: 8px 16px; font-size: 13px; }
.btn:disabled { opacity: 0.6; cursor: not-allowed; transform: none; }
.btn-spinner {
  width: 15px; height: 15px; border-radius: 50%;
  border: 2px solid rgba(255,255,255,.5); border-top-color: #fff;
  animation: spin .7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* -------------------------------- HEADER ---------------------------------- */
#site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(255,255,255,0.9); backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
  transition: box-shadow .25s ease, border-color .25s ease;
}
#site-header.scrolled { box-shadow: var(--shadow-sm); border-color: var(--gray-200); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 82px; }
.brand { display: flex; align-items: center; gap: 10px; }
.brand-mark { height: 40px; width: auto; }
.brand-text { font-weight: 800; color: var(--navy-900); font-size: 20px; letter-spacing: -0.02em; }
.brand-text b { color: var(--cyan-500); font-weight: 800; }

.nav-menu { display: flex; align-items: center; gap: 4px; }
.nav-menu > li { position: relative; }
.nav-menu a, .nav-menu > li > button {
  display: flex; align-items: center; gap: 6px; padding: 10px 16px; border-radius: 999px;
  font-weight: 600; font-size: 14.5px; color: var(--navy-900); transition: background .2s, color .2s;
}
.nav-menu a:hover, .nav-menu > li > button:hover { background: var(--cyan-100); color: var(--navy-800); }
.nav-cta { margin-left: 8px; }

.has-submenu { position: relative; }
.submenu {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%);
  background: #fff; border-radius: var(--radius-md); box-shadow: var(--shadow-lg);
  min-width: 260px; padding: 10px; display: grid; gap: 2px;
  opacity: 0; visibility: hidden; translate: 0 8px;
  transition: opacity .18s ease, translate .18s ease, visibility .18s;
  border: 1px solid var(--gray-200);
}
.has-submenu:hover .submenu, .has-submenu.open .submenu { opacity: 1; visibility: visible; translate: 0 0; }
.submenu a { display: flex; flex-direction: column; align-items: flex-start; gap: 2px; padding: 10px 14px; border-radius: 10px; }
.submenu a small { font-weight: 400; color: var(--gray-600); font-size: 12.5px; }
.submenu a:hover { background: var(--gray-50); }

#nav-toggle { display: none; flex-direction: column; gap: 5px; padding: 10px; }
#nav-toggle span { width: 22px; height: 2px; background: var(--navy-900); border-radius: 2px; transition: transform .2s, opacity .2s; }

/* -------------------------------- HERO ------------------------------------ */
.hero { position: relative; min-height: 640px; display: flex; align-items: center; overflow: hidden; padding-top: 82px; }
.hero-slides { position: absolute; inset: 0; z-index: 0; }
.hero-slide {
  position: absolute; inset: 0; opacity: 0; transition: opacity 1.4s ease-in-out;
  background: linear-gradient(120deg, var(--navy-950) 0%, var(--navy-900) 45%, var(--navy-800) 100%);
}
.hero-slide.active { opacity: 1; }
.hero-slide .motif { position: absolute; opacity: 0.16; color: var(--cyan-400); }
.hero-slide[data-motif="home"] .motif { right: -60px; bottom: -60px; width: 460px; height: 460px; }
.hero-slide[data-motif="car"] .motif { right: -40px; top: -20px; width: 420px; height: 420px; }
.hero-slide[data-motif="family"] .motif { left: -80px; bottom: -100px; width: 480px; height: 480px; }
.hero-slide[data-motif="growth"] .motif { right: 0; bottom: -40px; width: 440px; height: 440px; }
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: 1;
  background: radial-gradient(60% 80% at 15% 30%, rgba(18,168,232,0.18), transparent 60%);
}
.hero-content { position: relative; z-index: 2; color: #fff; max-width: 660px; }
.hero-content .eyebrow { color: var(--cyan-400); }
.hero-content h1 { font-size: clamp(34px, 5vw, 54px); line-height: 1.1; margin: 0 0 20px; letter-spacing: -0.02em; }
.hero-content h1 span { color: var(--cyan-400); }
.hero-content p { font-size: 18px; color: #cfe0ef; max-width: 520px; margin: 0 0 32px; }
.hero-content p.hero-zone-note { font-size: 14px; color: var(--cyan-400); margin: -18px 0 28px; font-weight: 600; letter-spacing: 0.01em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-values { position: relative; z-index: 2; display: flex; flex-wrap: wrap; gap: 28px; margin-top: 56px; }
.hero-value { display: flex; align-items: center; gap: 10px; color: #dbe8f3; font-size: 14px; font-weight: 600; }
.hero-value .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--cyan-400); box-shadow: 0 0 0 4px rgba(57,194,245,0.2); }

/* ------------------------------ VALUE STRIP -------------------------------- */
.value-strip { padding: 56px 0; background: var(--white); }
.value-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.value-card { padding: 26px 22px; border-radius: var(--radius-md); background: var(--gray-50); border: 1px solid var(--gray-200); }
.value-card .icon-box {
  width: 46px; height: 46px; border-radius: 12px; padding: 10px; margin-bottom: 16px;
  background: linear-gradient(135deg, var(--cyan-500), var(--navy-800)); color: #fff;
}
.value-card h3 { font-size: 17px; margin: 0 0 8px; color: var(--navy-900); }
.value-card p { font-size: 14px; color: var(--gray-600); margin: 0; }

/* ------------------------------- BRANCHES ---------------------------------- */
.branch-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.branch-card {
  position: relative; padding: 30px 24px; border-radius: var(--radius-lg); overflow: hidden;
  background: var(--navy-900); color: #fff; min-height: 220px; display: flex; flex-direction: column; justify-content: flex-end;
  transition: transform .3s ease, box-shadow .3s ease;
}
.branch-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.branch-card::before {
  content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, var(--cyan-500), var(--navy-900) 70%);
  opacity: 0.9; transition: opacity .3s ease;
}
.branch-card:nth-child(2)::before { background: linear-gradient(160deg, var(--navy-700), var(--navy-950) 70%); }
.branch-card:nth-child(3)::before { background: linear-gradient(160deg, #1c6fa8, var(--navy-950) 70%); }
.branch-card:nth-child(4)::before { background: linear-gradient(160deg, var(--cyan-400), var(--navy-800) 70%); }
.branch-card .icon-box { position: relative; width: 42px; height: 42px; margin-bottom: 40px; color: #fff; opacity: 0.9; }
.branch-card h3 { position: relative; margin: 0 0 8px; font-size: 20px; }
.branch-card p { position: relative; margin: 0 0 16px; font-size: 14px; color: rgba(255,255,255,0.85); }
.branch-card .branch-link { position: relative; font-weight: 700; font-size: 14px; display: inline-flex; align-items: center; gap: 6px; }

/* -------------------------------- CATALOGUE -------------------------------- */
.category-block { margin-bottom: 64px; }
.category-block:last-child { margin-bottom: 0; }
.category-head { margin-bottom: 28px; }
.category-head h3 { font-size: 26px; color: var(--navy-900); margin: 4px 0 8px; }
.category-head p { color: var(--gray-600); margin: 0; max-width: 640px; }
.subfamily { margin-bottom: 30px; }
.subfamily h4 { font-size: 15px; color: var(--navy-700); text-transform: uppercase; letter-spacing: .04em; margin: 0 0 14px; }
.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.product-card, .claim-card {
  display: flex; flex-direction: column; align-items: flex-start; gap: 8px; text-align: left;
  padding: 22px; border-radius: var(--radius-md); background: #fff; border: 1px solid var(--gray-200);
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.product-card:hover, .claim-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--cyan-400); }
.product-icon { width: 34px; height: 34px; color: var(--cyan-500); }
.product-name { font-weight: 700; color: var(--navy-900); font-size: 16px; }
.product-pitch { font-size: 13.5px; color: var(--gray-600); }
.product-cta { margin-top: 6px; font-size: 13px; font-weight: 700; color: var(--navy-800); }

.claim-card { align-items: center; text-align: center; }
.claim-types-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }

/* --------------------------------- MODAL ----------------------------------- */
#modal-overlay {
  position: fixed; inset: 0; background: rgba(7,20,39,0.6); backdrop-filter: blur(3px);
  display: flex; align-items: flex-start; justify-content: center; padding: 40px 16px;
  z-index: 1000; opacity: 0; visibility: hidden; transition: opacity .25s ease, visibility .25s;
  overflow-y: auto;
}
#modal-overlay.open { opacity: 1; visibility: visible; }
.modal-panel {
  background: #fff; border-radius: var(--radius-lg); width: 100%; max-width: 720px;
  box-shadow: var(--shadow-lg); transform: translateY(20px); transition: transform .25s ease;
  margin: auto;
}
#modal-overlay.open .modal-panel { transform: translateY(0); }
.modal-header { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; padding: 26px 28px 0; }
.modal-header h3 { margin: 0 0 6px; color: var(--navy-900); font-size: 22px; }
.modal-header p { margin: 0; color: var(--gray-600); font-size: 14px; }
#modal-close { font-size: 22px; color: var(--gray-400); line-height: 1; padding: 6px; }
#modal-close:hover { color: var(--navy-900); }
.modal-body { padding: 20px 28px 28px; }

/* --------------------------------- FORMS ------------------------------------ */
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px 18px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field-full { grid-column: 1 / -1; }
.field-half { grid-column: span 1; }
@media (max-width: 640px) { .field-half { grid-column: 1 / -1; } }
.field label { font-size: 13.5px; font-weight: 600; color: var(--navy-900); }
.field .req { color: var(--cyan-500); margin-left: 2px; }
.field input[type=text], .field input[type=email], .field input[type=tel],
.field input[type=number], .field input[type=date], .field select, .field textarea {
  padding: 11px 14px; border: 1.5px solid var(--gray-200); border-radius: 10px; font-size: 14.5px;
  font-family: inherit; color: var(--gray-900); background: #fbfdfe; transition: border-color .2s, box-shadow .2s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--cyan-500); box-shadow: 0 0 0 3px rgba(18,168,232,0.15); background: #fff;
}
.field textarea { resize: vertical; min-height: 90px; }
.field input[type=file] { padding: 9px; font-size: 13.5px; }
.field-hint { color: var(--gray-400); font-size: 12px; }
.form-section-title {
  grid-column: 1 / -1; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em;
  color: var(--cyan-500); border-bottom: 1px solid var(--gray-200); padding-bottom: 8px; margin-top: 8px;
}
.form-grid > .form-section-title:first-child { margin-top: 0; }
.radio-group { display: flex; flex-wrap: wrap; gap: 10px; }
.radio-pill {
  display: flex; align-items: center; gap: 8px; padding: 9px 14px; border: 1.5px solid var(--gray-200);
  border-radius: 999px; font-size: 13.5px; cursor: pointer; transition: border-color .2s, background .2s;
}
.radio-pill:has(input:checked) { border-color: var(--cyan-500); background: var(--cyan-100); }
.checkbox-line { display: flex; align-items: flex-start; gap: 10px; font-size: 13.5px; color: var(--gray-600); cursor: pointer; }
.checkbox-line input { margin-top: 3px; }
.field-checkbox { padding: 4px 0; }
.form-actions { margin-top: 24px; display: flex; justify-content: flex-end; }
.form-feedback { margin-top: 16px; padding: 12px 16px; border-radius: 10px; font-size: 13.5px; display: none; }
.form-feedback.success { display: block; background: #e8f8ee; color: #1b7f43; }
.form-feedback.warning { display: block; background: #fff6e6; color: #9a6400; }
.form-feedback.error { display: block; background: #fdeceb; color: #b3261e; }

/* ------------------------------- SINISTRE ----------------------------------- */
.sinistre-hero { background: var(--navy-900); color: #fff; }
.sinistre-hero .section-head p { color: #cfe0ef; }
.sinistre-hero .section-head h2 { color: #fff; }
.legal-note {
  margin: 32px auto 0; max-width: 720px; padding: 18px 22px; border-radius: var(--radius-md);
  background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.14); font-size: 14px; color: #dbe8f3;
}

/* ------------------------------- AVIS CLIENTS -------------------------------- */
.reviews-section { padding: 72px 0; background: var(--navy-950); overflow: hidden; }
.reviews-head { text-align: center; max-width: 560px; margin: 0 auto 40px; color: #fff; }
.reviews-head .eyebrow { color: var(--cyan-400); }
.reviews-head h2 { color: #fff; font-size: clamp(26px, 3.2vw, 34px); margin: 0 0 14px; }
.reviews-summary { display: flex; align-items: center; justify-content: center; gap: 12px; flex-wrap: wrap; font-size: 15px; color: #dbe8f3; }
.reviews-summary .stars { color: #ffc94d; letter-spacing: 2px; font-size: 17px; }
.reviews-summary a { color: var(--cyan-400); font-weight: 700; text-decoration: underline; }
.reviews-marquee { position: relative; width: 100%; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.reviews-track { display: flex; gap: 20px; width: max-content; animation: reviewsScroll 42s linear infinite; }
.reviews-marquee:hover .reviews-track { animation-play-state: paused; }
@keyframes reviewsScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }
.review-card {
  flex: none; width: 320px; background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md); padding: 22px 24px; display: flex; flex-direction: column; gap: 14px;
}
.review-stars { color: #ffc94d; font-size: 17px; letter-spacing: 2px; }
.review-text { color: #e3ecf5; font-size: 14px; line-height: 1.55; margin: 0; flex: 1; }
.review-author { display: flex; align-items: center; gap: 10px; }
.review-avatar {
  width: 34px; height: 34px; border-radius: 50%; background: linear-gradient(135deg, var(--cyan-500), var(--navy-700));
  color: #fff; font-weight: 700; font-size: 14px; display: flex; align-items: center; justify-content: center; flex: none;
}
.review-author strong { display: block; color: #fff; font-size: 13.5px; }
.review-author small { color: #9fb3c8; font-size: 12px; }
@media (max-width: 640px) { .review-card { width: 260px; } }

/* -------------------------------- PARTENAIRES ------------------------------- */
.partners-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; }
.partner-badge {
  padding: 16px 28px; border-radius: 12px; border: 1.5px solid var(--gray-200); font-weight: 700;
  color: var(--navy-900); font-size: 15px; background: #fff; transition: transform .2s ease, box-shadow .2s ease, border-color .2s;
}
.partner-badge:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); border-color: var(--cyan-400); }

/* ------------------------------------ CG ------------------------------------ */
.cg-list { display: grid; gap: 10px; max-width: 720px; margin: 0 auto 40px; }
.cg-row {
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  padding: 14px 20px; border-radius: 12px; background: #fff; border: 1px solid var(--gray-200);
}
.cg-row span { font-weight: 600; color: var(--navy-900); }
.cg-upload-panel {
  max-width: 560px; margin: 0 auto; padding: 28px; border-radius: var(--radius-lg);
  background: #fff; border: 1px solid var(--gray-200); box-shadow: var(--shadow-sm);
}
.cg-upload-panel h3 { margin: 0 0 6px; color: var(--navy-900); }
.cg-upload-panel > p { margin: 0 0 20px; color: var(--gray-600); font-size: 14px; }
#cg-upload-list { margin-top: 10px; font-size: 13px; color: var(--gray-600); display: grid; gap: 4px; }

/* -------------------------------- CONTACT ----------------------------------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.contact-info { display: grid; gap: 20px; }
.contact-info-card {
  display: flex; gap: 14px; padding: 20px; border-radius: var(--radius-md); background: var(--gray-50);
  border: 1px solid var(--gray-200);
}
.contact-info-card .icon-box { width: 22px; height: 22px; color: var(--cyan-500); flex: none; margin-top: 2px; }
.contact-info-card h4 { margin: 0 0 4px; color: var(--navy-900); font-size: 15px; }
.contact-info-card p { margin: 0; color: var(--gray-600); font-size: 14px; }
.contact-form-panel { padding: 28px; border-radius: var(--radius-lg); background: #fff; border: 1px solid var(--gray-200); box-shadow: var(--shadow-sm); }

/* --------------------------------- FOOTER ------------------------------------ */
footer { background: var(--navy-950); color: #cfe0ef; padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 48px; }
.footer-brand { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.footer-brand .brand-mark { height: 36px; }
.footer-brand-text { font-weight: 800; color: #fff; font-size: 19px; }
footer p { color: #91a7c0; font-size: 14px; }
.footer-col h5 { color: #fff; font-size: 14px; margin: 0 0 16px; text-transform: uppercase; letter-spacing: .05em; }
.footer-col ul { display: grid; gap: 10px; }
.footer-col a { color: #b6c8db; font-size: 14px; transition: color .2s; }
.footer-col a:hover { color: var(--cyan-400); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; display: flex; justify-content: space-between;
  flex-wrap: wrap; gap: 12px; font-size: 13px; color: #7d92ab;
}

/* --------------------------------- ICON BOX ---------------------------------- */
.icon-box { display: inline-flex; align-items: center; justify-content: center; }

/* ------------------------------- RESPONSIVE ----------------------------------- */
@media (max-width: 980px) {
  .value-grid, .branch-grid { grid-template-columns: repeat(2, 1fr); }
  .product-grid, .claim-types-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .nav-menu { position: fixed; top: 82px; left: 0; right: 0; bottom: 0; background: #fff; flex-direction: column;
    align-items: stretch; padding: 20px; gap: 6px; transform: translateX(100%); transition: transform .25s ease;
    overflow-y: auto; }
  .nav-menu.open { transform: translateX(0); }
  .nav-menu > li > button, .nav-menu > li > a { width: 100%; justify-content: space-between; }
  .submenu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none;
    display: none; padding-left: 12px; }
  .has-submenu.open .submenu { display: grid; }
  #nav-toggle { display: flex; }
  .nav-cta { display: none; }
}
@media (max-width: 640px) {
  section { padding: 64px 0; }
  .value-grid, .branch-grid, .product-grid, .claim-types-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .field-half { grid-column: 1 / -1; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; align-items: stretch; }
}